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Run your food and beverage business with peace of mind.

Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them. 

Find the right coverage for your food or beverage business. Start with the basic coverages of a businessowners policy (BOP), and go from there to get a reliable food insurance policy.

Two simple ways to do more.

Work with an insurance company that specializes in the restaurant industry and take your specific business type into consideration

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Businessowners policy (BOP)

  • Instant Certificates Quote.Pay.Print. On Demand. Program specially designed for food vendors, food trailers & food carts. Annual policies start at $ here!  For short term polices starting at $ here!

  • For a more detailed package choose a BOP. BOP combines commercial property, general liability, business income and other coverages into one convenient package

BOP combines commercial property, general liability, business income and other coverages into one convenient package.

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General Liability

Insurance to help protect you financially against costly claims and lawsuits.


Business Income

Covers mobile machinery and equipment in any location or while in transit.


Equipment Breakdown

Keep your restaurant equipment protected against any mechanical breakdown

Other business insurance policies you may need


Business Auto

Protect your employees when they drive on company time.


Workers' Compensation

Protect your employees against injuries.


Business Property

This provides coverage for your building and/or your business personal property up to the limits you select..


Umbrella Liability

Extend coverage over and above your other liability.

Other food business insurance products

Money & Securities

This covers the insured against the loss of money or securities due to theft, disappearance or destruction. This is normally an optional coverage.

Employee dishonesty

This coverage responds when an employee steals money or property from your business. This is normally an optional coverage.

Spoilage Coverage

This provides coverage for your perishable inventory due to a power loss at a limit you select.

Valuable Papers & Records

This covers you for damage or destruction of important documents used in your business.

Contact an Insurance Agent



Don't wait—speak directly with one of our experienced Insurance agents today.




Provide some details about yourself and get a custom Food insurance quote online.

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