Commercial Auto insurance provides coverages such as liability, collision, comprehensive, medical payments and uninsured motorist coverage.
What is Business Auto Coverage Form?
The business auto coverage form is an insurance form that insurers provide to business owners when creating a contract to provide insurance coverage for the company's cars, trucks, trailers, vans or other vehicles. The form is divided into five sections that define the coverage, including the types of vehicles, causes of damage and types of damage covered, in addition to both the insurer's and business's obligations in the event that damage occurs.
Five Sections of the Business Auto Coverage Form
The business auto coverage form is a very common document for companies that must insure motor vehicles. The form has five sections to it, each providing details about the type of coverage provided. The sections usually include:
Types of vehicles: It outlines the specific vehicles covered by this particular contract.
Causes of damage: May include things like storms and fires
Types of damage covered: This lists the types of included perils or incidents covered by the policy.
Insurer's obligations: This lists what the requirements are of the insurer in providing and signing the contract.
Business's obligations: This lists all responsibilities of the business in maintaining the contract.
Commercial Auto insurance covers
Includes cars, light trucks, SUVs, vans and more
From dump trucks to tractor trailers, we have the experience you're looking for
We cover a wide range of commercial trailers ranging from pickup truck utility trailers to large dump body trailers pulled by a tractor.
Related topics & resources
What is Personal Liability coverage?
Commercial Umbrella insurance