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Help protect your retail store from the unexpected.

Whether it's helping them find the perfect item or introducing them to a unique piece, your retail store caters to each customer who walks through its doors. Continuing to provide for both your customers and your employees are just a few reasons to help protect your business from potential risks with quality business insurance

Specialized insurance solutions for retailers.

We aim to meet the insurance needs of retailers of merchandise generally used for personal or household consumption. Examples include:

  • Art Supply Stores

  • Book & Magazine Stores

  • Building Materials (selected)

  • Clothing Stores (Men’s/Women’s)

  • Drug Stores

  • Electronic Stores

  • Florists

  • Footwear Stores​

Brokers can shop your policy around to multiple carriers, and they also have the knowledge about which carriers are actively looking to quote the coverages you’re looking fo

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Businessowners policy (BOP)

Commercial office insurance policies often start with the basic coverages of a businessowners policy (BOP), and are customized according to your specific industry needs. A BOP combines commercial property, general liability, business income and other coverages into one convenient package.

  • Furniture Stores

  • Garden Centers (selected)

  • General Merchandise

  • Gourmet Food Stores

  • Hardware & Home Centers

  • Jewelry Stores

  • Sporting Goods Stores (selected)

Core Coverages

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General Liability

Insurance to help protect you financially against costly claims and lawsuits.


Commercial Property

Protects your building and its contents due to a covered loss.

Property Coverage

Business Income

Cover loses that occur when work is interrupted at your store due to a covered loss. 

Other business insurance policies you may need


Inland Marine

Protect your property in transit with inland marine insurance.


Workers' Compensation

Protect your employees against injuries.



Protect your business against losses or damages from theft at your store.


Umbrella Liability

Extend coverage over and above your other liability.

Even more coverage you may need

Product liability insurance

Protect you and your business if one of the products you sell at your retail store causes bodily injury or property damage.

Employee practices liability insurance

Protect yourself and your business against charges of discrimination, harassment or wrongful termination.

Employee dishonesty

This coverage responds when an employee steals money or property from your business. This is normally an optional coverage.

Cyber liability

Protect your business and customer personal data with cyber liability insurance.

Contact an Insurance Agent



Don't wait—speak directly with one of our experienced Insurance agents today.




Provide some details about yourself and get a custom Retail Store insurance quote online.

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