A businessowners policy, also known as BOP insurance, combines various insurance coverage with additional protection into one convenient package. If you’re not sure what coverage is right for your business, or have not considered a BOP, learn how a BOP insurance policy from World Events General Agency can protect your business.
Do you need a businessowners policy (BOP)?
BOP insurance may be right for your business if:
Your business is located outside of your home
You have fewer than 100 employees and less than $5 million in sales
You have property or equipment you need to protect
You want to protect investments you've made in your business
Insure against physical damage to your business property.
Other business insurance policies you may need
Extend coverage over and above your other liability.
Even more coverage for you to consider
Get coverage for computer attacks and damage to electronic data and computer systems. Also offset the effects of your database being hacked or getting a virus
This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate business insurance for Repair & Maintenance.
Protect yourself against employee lawsuits.
Inland marine insurance
Cover your property in transit, including the transport of goods or equipment over water and land.