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Protect your valuables so their stories continue for generations to come.



Never leave jewelry in your luggage while being transported by an airline, cruise line, or other public transportation

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While typical homeowner’s policies are designed to protect your home and what’s inside, there is usually limited coverage for valuable possessions – such as jewelry, fine art, wine and spirits, and antiques – that may get lost, stolen, or damaged. With a Valuable Articles policy, you can protect the special possessions that matter to you.

Our Products

We understand that your treasures reflect your personal journey. That’s why we look for ways to say yes and to do more – to help you protect your artwork, jewelry, wine and spirits, antiques, and more – so your special items will last a lifetime and beyond.

  • Jewelry

  • Furs

  • Cameras

  • Musical Instruments

  • Silverware

  • Personal Computers

  • China/Crystal

  • Electronic Equipment

  • Golf Equipment

  • Golf Carts

  • Fine Art items (Books, rugs, antiques)

  • Postage Stamps

  • Rare and Current Coins

  • Guns/Firearms

  • Bicycles

Examples of personal property that can be insured:


  • New, competitive non-standard PAF program. Rates available from multiple A.M. Best “A” or better rated carriers

  • All Risks can write Personal Article Floater quotes as a stand alone policy or in some cases, as part of a Homeowners package policy

  • Items with valuations under $25,000 may be insured with blanket coverage

  • Only items with valuations of $25,000 or more require appraisals

  • Fine art, wine and spirit collections, jewelry, etc. are able to be covered

  • Available in most states

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