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We value the craftsmanship of your profession and want to provide the coverage you need to protect your business.

We help protect a wide range of professionals. People who need contractor insurance include electricians, plumbers, and HVAC contractors, interior decorators, janitorial and lawn care services. Get the property and liability protection you feel is right, with an brokerage who can help you customize your coverage.

Who needs contractors insurance?

To protect yourself and your business from work-related accidents, it is recommended the following contractors carry contractors insurance:

  • Electricians

  • Plumbers

  • HVAC contractors

  • Carpenters

  • Construction workers

  • Painters

  • Landscapers

Know What Your Policy Does (and does not) Cover

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General Liability

Insurance to help protect you financially against costly claims and lawsuits.


Property in Transit

Covers mobile machinery and equipment in any location or while in transit.

Inland Marine

Property Coverage

To help protect your contents and equipment from accidental direct physical loss.

Business Property

Core Coverages

Other business insurance policies you may need


Business Auto

Protect your employees when they drive on company time.


Workers' Compensation

Protect your employees against injuries.


Errors & Ommissions

Protect against customers; claims for negligent acts, errors & ommissions.


Umbrella Liability

Extend coverage over and above your other liability.

Even more coverage you may need

Contractors equipment

Protect your valuable electrician tools and machinery against damage while on the job. Common tools include those used in construction, landscaping and engineering, such as compressors, pumps, saws and other portable equipment.

Loss of Income & Extra Expense

This provides for loss of income and fixed expenses while the business is closed due to a covered loss. Extra Expense can help set up the insured at a temporary location during repairs.

Employee dishonesty

This coverage responds when an employee steals money or property from your business. This is normally an optional coverage, but this coverage is included with Allstate business insurance for Repair & Maintenance.

Equipment leased or rented from others

Protect equipment that you have rented or leased for your electrical contracting business, such as forklifts and backhoes.

Contact an Insurance Agent



Don't wait—speak directly with one of our experienced Insurance agents today.




Provide some details about yourself and get a custom Contractors insurance quote online.

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