Why you need renters insurance
If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Some managed communities even require that you have a certain amount of renters coverage as part of your lease agreement. Typically, your landlord’s policy won’t help if your belongings are stolen or damaged. For that you need renters insurance
What is renters insurance?
To protect what you own
Your landlord’s insurance policy isn’t enough. It most likely ONLY covers the building you live in. Not your personal belongings. Your Auto Insurance does NOT cover your personal belongings.
To protect yourself
If someone gets hurt in your apartment, guess who might be held responsible. Yes. You. Apartment insurance offers liability coverage to protect you.
To ensure you have somewhere to live
If the home you reside in gets damaged and you can’t live there, you could have to pay for temporary housing.
Renters coverage and discounts
What we can cover
Protect your home against theft, fire, lawsuits, weather damage and other covered losses.
Brand New Belongings
Repair or replace your covered possessions, regardless of age or condition.
Making your policy more affordable.
Related topics & resources
How much is a renters policy?
Does renters insurance cover theft?
Do I need renters insurance?