Nationally, more than half of U.S. homes are underinsured.1
Most people simply can't afford to rebuild their home and replace everything in it if there's a disaster. A home insurance policy can protect your property, some of your personal possessions and you.
Make sure your home is insured to at least 100% of its estimated replacement cost.
With the right home insurance coverage, you'll feel comfortable knowing that, in the event of a disaster, your property is protected.
No matter what type of home you own, personal property insurance is your responsibility. If you live in a condominium, remember that the condo association or cooperative won’t pay for damage caused inside your unit, even if it results from an incident outside of your control, such as a pipe bursting or an electrical fire.