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Your one-of-a-kind car deserves one-of-a-kind care

Features of classic/custom car insurance by American Collectors Insurance

You know what’s best for your classic car under the hood, but what about the best classic car insurance? Whether it’s a muscle car, hot rod or a fully restored 1960s van, World Events General Agency has partnered with American Collectors Insurance to keep you covered with collector car insurance designed for the unique needs of classic car collectors.

Guaranteed Value® coverage

The policy guarantees to pay the full insured amount, minus a deductible, for a covered total loss.

Lower premiums

Classic car insurance is up to 43% lower than standard auto insurance. So you can protect your investment for less.

Flexible usage

Allows limited pleasure use with no fixed mileage limits.

Access to the experienced claims team at ACI

The in-house claims team at Hagerty is trained in the art of classic vehicle repairs.

Repair shop of choice

When it comes to repairing and maintaining your collector car, it's worth it to be choosy. You decide who should do the work.


Many collector cars appreciate with age. If your car is ever totaled in an accident, you want to be sure you'll receive a fair market value – not the depreciated value.

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World Events


Enjoy the ease of working with us.

American Collectors Insurance covers a wide range of collector vehicles

  • Antique and classic cars

  • Muscle cars

  • Classic trucks and utility vehicles

  • 1980 or newer collector cars

  • Collector motorcycles and scooters

  • Modified vehicles – like hot rods, tuners and lowriders

  • Antique tractors

  • Collector race cars

  • Motorsports protection

  • Classic military vehicles

  • Kits and replicas

  • Retired commercial vehicles

  • Vehicles under construction

  • Collector trailers

Available classic/custom car coverage



Although classic cars aren’t for daily use, accidents can still happen. Whether it’s a collision with another vehicle or another object, your classic car policy may reimburse you for the damages.



In the unfortunate event that your classic car is stolen, collector car insurance can cover you up to the Guaranteed Value® of your vehicle.


Other damage

Unexpected damage such as fire and vandalism may be covered under your classic car insurance policy as well.

Related topics & resources

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Does my vehicle qualify for classic/custom car insurance?

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Additional coverages and benefits

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Eligibility Guidelines


Ready to get started? Call 888-389-3900

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